3D Secure v2 allows exemptions from strong authentication for my customers, how can I benefit from it?
In 3D Secure v2 mode, you will be able to request an exemption from authentication for transactions of less than €30, and within the limit of either 5 successive operations or a total amount of less than €100.
You can configure this exemption rule using your payment form ("vads_threeds_mpi" field) or via your Merchant Back Office.
Your client’s bank (the "issuing bank") will ultimately decide to grant an authentication exemption to its client.
Please note: if the issuing bank grants an authentication exemption that you have requested, you do not benefit from the payment guarantee, the issuing bank will be able to issue a chargeback if the cardholder contests the transaction.