What is 3D Secure?

It is an interbank protocol that provides a high level of security for online payments.

The goal of 3D Secure is to protect e-merchants from fraud.

  • Visa Secure” (instead of Verified by Visa) is the 3D Secure program of Visa
  • Mastercard Identity check” (replaces Mastercard Secure Code) is the name of the 3D Secure program of Mastercard
  • Safekey” concerns only American Express
  • CB paiement sécurisé” is the 3D Secure program of CB

3D Secure is included in all online payment e-commerce offers distributed by Groupe BPCE. Natixis Payment Solutions will enroll you in the 3D Secure program. This “3DS enrollment” consists in declaring your merchant website with the CB, Visa, Mastercard and Amex (option) networks.

By accepting this type of authentication, you can add the Visa Secure, Mastercard Identity Check, Safekey (option), CB Paiement sécurisé logos to your website, thus informing your customers/users about them.