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Functional guides

Zero-click payment

This mode allows you to create a transaction without displaying the payment form and without authentication (server-to-server call).

Without authentication, the merchant is not protected against the risks of fraud and, more specifically, in case of cardholder opposition.

Prerequisites: create a token

  • For more information: Token creation.

Using a token

Request

For payment by card

Expected fields:

  • amount : 9.90 €.
  • token: fieldpaymentMethodToken= "b6e51ba31f934ac5b25ccad2a52ccd56".
  • Chaining reference: fieldtransactionOptions.cardOptions.initialIssuerTransactionIdentifier= "736070(...)0709304"
  • formAction:SILENT.

When creating the alias, retrieve the chaining reference from the initialIssuerTransactionIdentifier field of the transactions[0].transactionDetails.cardDetails object. You must use this for each payment request. This reference is important , otherwise issuers may reject the transaction if there is no chaining. ("Soft Decline") .

/doc/en-EN/rest/V4.0/api/kb/authentication.html
https://api.systempay.fr/api-payment/V4/Charge/CreatePayment
    {
        "amount": 990,
        "currency": "EUR",
        "paymentMethodToken": "b6e51ba31f934ac5b25ccad2a52ccd56",
        "transactionOptions": {
            "cardOptions": {
              "initialIssuerTransactionIdentifier": "736070(...)0709304"
            }
          },
       "formAction": "SILENT"
    }

Response

The call is made from one server to another with creation of a transaction (without end of payment notification: IPN).

Example transaction
{
    "shopId": "73239078",
    "orderCycle": "CLOSED",
    "orderStatus": "PAID",
    "serverDate": "2018-09-27T14:02:17+00:00",
    "orderDetails": (...)
    "customer": (...)
    },
    "transactions": [{
        "shopId": "73239078",
        "uuid": "5b158f084502428499b2d34ad074df05",
        "amount": 990,
        (...)
        "_type": "V4/PaymentTransaction"
    }],
    "_type": "V4/Payment"
}

For completeness and field descriptions, see playground: answer/Transaction .

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