3DS2 - Authentication rejected (deprecated)
To test this scenario, use one of the card numbers below:
| CARD | Expiry date | Label |
|---|---|---|
| 4970110000000401 | To be chosen | VISA |
Exchange flow
1. Initial call to the PCI/Charge/CreatePayment service.
{
"amount": "9990",
"currency": "EUR",
"paymentForms": [
{
"paymentMethodType": "CARD",
"pan": "4970110000000401",
"expiryMonth": "11",
"expiryYear": "27",
"securityCode": "123"
}
],
"device": {
"acceptHeader":"text/html,application/xhtml+xml,application/xml;q=0.9,image/avif,image/webp,image/apng,*/*;q=0.8,application/signed-exchange;v=b3;q=0.9",
"colorDepth":"24",
"deviceType":"BROWSER",
"ip":"69.89.31.226",
"javaEnabled":false,
"language":"fr-FR",
"screenHeight":"720",
"screenWidth":"1280",
"timeZoneOffset":"-60",
"userAgent":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/96.0.4664.45 Safari/537.36"
},
"customer": {
"email": "sample@example.com"
}
}2. Return from the payment gateway server with the payment result.
{
"webService":"PCI/Charge/CreatePayment",
"version":"V4",
"applicationVersion":"5.29.0",
"status":"SUCCESS",
"answer":{
"shopId":"12345678",
"orderCycle":"CLOSED",
"orderStatus":"UNPAID",
"serverDate":"2021-12-01T10:32:23+00:00",
"orderDetails":{
"orderTotalAmount":9990,
"orderEffectiveAmount":9990,
"orderCurrency":"EUR",
"mode":"TEST",
"orderId":null,
"_type":"V4/OrderDetails"
},
"customer":{
"billingDetails":{
"address":null,
"category":null,
"cellPhoneNumber":null,
"city":null,
"country":null,
"district":null,
"firstName":null,
"identityCode":null,
"language":"FR",
"lastName":null,
"phoneNumber":null,
"state":null,
"streetNumber":null,
"title":null,
"zipCode":null,
"legalName":null,
"_type":"V4/Customer/BillingDetails"
},
"email":"sample@example.com",
"reference":null,
"shippingDetails":{
"address":null,
"address2":null,
"category":null,
"city":null,
"country":null,
"deliveryCompanyName":null,
"district":null,
"firstName":null,
"identityCode":null,
"lastName":null,
"legalName":null,
"phoneNumber":null,
"shippingMethod":null,
"shippingSpeed":null,
"state":null,
"streetNumber":null,
"zipCode":null,
"_type":"V4/Customer/ShippingDetails"
},
"extraDetails":{
"browserAccept":null,
"fingerPrintId":null,
"ipAddress":"185.244.73.2",
"browserUserAgent":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/96.0.4664.45 Safari/537.36",
"_type":"V4/Customer/ExtraDetails"
},
"shoppingCart":{
"insuranceAmount":null,
"shippingAmount":null,
"taxAmount":null,
"cartItemInfo":null,
"_type":"V4/Customer/ShoppingCart"
},
"_type":"V4/Customer/Customer"
},
"transactions":[
{
"shopId":"12345678",
"uuid":"0282ef6465554f73b767e7dde775cb88",
"amount":9990,
"currency":"EUR",
"paymentMethodType":"CARD",
"paymentMethodToken":null,
"status":"UNPAID",
"detailedStatus":"REFUSED",
"operationType":"DEBIT",
"effectiveStrongAuthentication":"DISABLED",
"creationDate":"2021-12-01T10:32:22+00:00",
"errorCode":"PSP_707",
"errorMessage":"3D Secure refusal for the transaction",
"detailedErrorCode":"207",
"detailedErrorMessage":"3D Secure - Refusal from emisor for this transaction",
"metadata":null,
"transactionDetails":{
"liabilityShift":null,
"effectiveAmount":9990,
"effectiveCurrency":"EUR",
"creationContext":"CHARGE",
"cardDetails":{
"paymentSource":"EC",
"manualValidation":"NO",
"expectedCaptureDate":"2021-12-01T10:32:22+00:00",
"effectiveBrand":"VISA",
"pan":"497011XXXXXX0401",
"expiryMonth":11,
"expiryYear":207,
"country":"FR",
"issuerCode":17807,
"issuerName":"Banque Populaire Occitane",
"effectiveProductCode":null,
"legacyTransId":"923183",
"legacyTransDate":"2021-12-01T10:32:22+00:00",
"paymentMethodSource":"NEW",
"authorizationResponse":{
"amount":null,
"currency":null,
"authorizationDate":null,
"authorizationNumber":null,
"authorizationResult":null,
"authorizationMode":"FULL",
"_type":"V4/PaymentMethod/Details/Cards/CardAuthorizationResponse"
},
"captureResponse":{
"refundAmount":null,
"refundCurrency":null,
"captureDate":null,
"captureFileNumber":null,
"effectiveRefundAmount":null,
"effectiveRefundCurrency":null,
"_type":"V4/PaymentMethod/Details/Cards/CardCaptureResponse"
},
"threeDSResponse":{
"authenticationResultData":{
"transactionCondition":null,
"enrolled":null,
"status":null,
"eci":null,
"xid":null,
"cavvAlgorithm":null,
"cavv":null,
"signValid":null,
"brand":null,
"_type":"V4/PaymentMethod/Details/Cards/CardAuthenticationResponse"
},
"_type":"V4/PaymentMethod/Details/Cards/ThreeDSResponse"
},
"authenticationResponse":{
"id":"f2e83fb3-5573-4fb7-ba2c-a479d91e58e8",
"operationSessionId":"ed262ed27c414673bdad961ac1ee1581",
"protocol":{
"name":"THREEDS",
"version":"2.1.0",
"network":"VISA",
"challengePreference":"NO_PREFERENCE",
"simulation":true,
"_type":"V4/Charge/Authenticate/Protocol"
},
"value":{
"authenticationType":"FRICTIONLESS",
"authenticationId":{
"authenticationIdType":"dsTransId",
"value":"1795774e-e3cb-4740-96a6-a8476176116c",
"_type":"V4/Charge/Authenticate/AuthenticationId"
},
"authenticationValue":{
"authenticationValueType":"CAVV",
"value":"3A3uJr1d1urd6fIaCSOffM5PFmQ=",
"_type":"V4/Charge/Authenticate/AuthenticationValue"
},
"status":"REJECTED",
"commerceIndicator":"05",
"extension":{
"authenticationType":"THREEDS_V2",
"threeDSServerTransID":"f2e83fb3-5573-4fb7-ba2c-a479d91e58e8",
"dsTransID":"1795774e-e3cb-4740-96a6-a8476176116c",
"acsTransID":"09989e6a-ae9b-402f-a0fe-7335e331a2a3",
"transStatusReason":"10",
"_type":"V4/Charge/Authenticate/AuthenticationResultExtensionThreedsV2"
},
"reason":{
"code":"STOLEN_CARD",
"_type":"V4/Charge/Authenticate/AuthenticationResultReason"
},
"_type":"V4/Charge/Authenticate/AuthenticationResult"
},
"_type":"V4/AuthenticationResponseData"
},
"installmentNumber":null,
"installmentCode":null,
"markAuthorizationResponse":{
"amount":null,
"currency":null,
"authorizationDate":null,
"authorizationNumber":null,
"authorizationResult":null,
"_type":"V4/PaymentMethod/Details/Cards/MarkAuthorizationResponse"
},
"cardHolderName":null,
"identityDocumentNumber":null,
"identityDocumentType":null,
"_type":"V4/PaymentMethod/Details/CardDetails"
},
"fraudManagement":{
"riskControl":[],
"riskAnalysis":[],
"_type":"V4/PaymentMethod/Details/FraudManagement"
},
"subscriptionDetails":{
"subscriptionId":null,
"_type":"V4/PaymentMethod/Details/SubscriptionDetails"
},
"parentTransactionUuid":null,
"mid":"9999999",
"sequenceNumber":1,
"taxAmount":null,
"preTaxAmount":null,
"taxRate":null,
"externalTransactionId":null,
"nsu":null,
"tid":"001",
"acquirerNetwork":"CB",
"taxRefundAmount":null,
"userInfo":"API REST",
"paymentMethodTokenPreviouslyRegistered":null,
"occurrenceType":"UNITAIRE",
"_type":"V4/TransactionDetails"
},
"_type":"V4/PaymentTransaction"
}
],
"subMerchantDetails":null,
"_type":"V4/Payment"
},
"ticket":"d4eaa8a218684b898765ad5058b9d282",
"serverDate":"2021-12-01T10:32:23+00:00",
"applicationProvider":"",
"metadata":null,
"mode":"TEST",
"serverUrl":"https://api.systempay.fr",
"_type":"V4/WebService/Response"
}