Authorization request

An authorization request is a message sent by the payment gateway to the card issuer to obtain the issuer's approval for the transaction.

Usually, the debit is effective only after the transaction capture.

However, certain issuers of prepaid cards debit the authorization amount in real time. If the authorization is not captured before its validity period expires, the amount is re-credited to the account holder's account (see table below).

Authorization validity period

Network code Payment method Card types (vads_payment_cards) Authorization validity period (in days)
ACCORD Illicado gift Card ILLICADO 0
ACCORD Jouéclub gift card JOUECLUB_CDX 0
ACCORD_SANDBOX Illicado gift cards - Sandbox mode ILLICADO_SB 0
ACCORD_SANDBOX JouéClub gift card - Sandbox mode JOUECLUB_CDX_SB 0
AMEXGLOBAL American Express AMEX 7
AURORE Cpay card AURORE-MULTI 29
CB CB CB 7
CB e-Carte Bleue virtual card E-CARTEBLEUE 7
CB Maestro MAESTRO 30
CB MasterCard MASTERCARD 7
CB Visa VISA 7
CB Visa Electron VISA_ELECTRON 7
CB VPay VPAY 7
CB * Apetiz Meal Voucher card APETIZ 7
CB * CA DO card CA_DO_CARTE 0
CB * Chèque Déjeuner Meal Voucher card CHQ_DEJ 7
CB * 1st generation Mastercard electronic meal voucher EDENRED 7
CB * Sodexo Meal Voucher card SODEXO 7
COFINOGA BeSmart Cofinoga card COFINOGA 7
COFINOGA * Soficarte card SOFICARTE 30
CONECS * Apetiz Meal Voucher card APETIZ 30
CONECS * Chèque Déjeuner Meal Voucher card CHQ_DEJ 30
CONECS * Conecs Meal Voucher card CONECS 30
CONECS * Sodexo Meal Voucher card SODEXO 30
EPNF Choozeo payment in 3 installments EPNF_3X 0
EPNF Choozeo payment in 4 installments EPNF_4X 0
GATECONEX * Bancontact BANCONTACT 30
GATECONEX * Diners Club DINERS 3
GATECONEX * Discover DISCOVER 5
GATECONEX * e-Carte Bleue virtual card E-CARTEBLEUE 7
GATECONEX * Maestro MAESTRO 30
GATECONEX * MasterCard MASTERCARD 7
GATECONEX * Visa VISA 7
GATECONEX * Visa Electron VISA_ELECTRON 7
GATECONEX * VPay VPAY 7
GICC_DINERS * Diners Club DINERS 3
GICC_DINERS * Discover DISCOVER 5
GICC_MAESTRO * Bancontact BANCONTACT 30
GICC_MAESTRO * Maestro MAESTRO 30
GICC_MASTERCARD * MasterCard MASTERCARD 7
GICC_VISA * Visa VISA 7
GICC_VISA * Visa Electron VISA_ELECTRON 7
GICC_VISA * VPay VPAY 7
GIROPAY * Giropay GIROPAY 0
GOOGLEPAY Google Pay wallet payment GOOGLEPAY 0
IDEAL * iDeal Internet Banking IDEAL 0
JCB * JCB JCB 7
KLARNA * Klarna Internet Banking KLARNA 7
MASTERPASS * MasterPass MASTERPASS 0
ONEY_API Oney 3x 4x payment ONEY_3X_4X 0
ONEY_API_SANDBOX Oney 3x 4x payment (Sandbox mode) ONEY_3X_4X 0
PAYLIB * Wallet Paylib PAYLIB 7
PAYPAL PayPal PAYPAL 3
PAYPAL_SB PayPal - Mode sandbox PAYPAL_SB 3
POSTFINANCEV2 * PostFinance POSTFINANCE 1
POSTFINANCEV2 * PostFinance E-finance POSTFINANCE_EFIN 1
SOFORT * Sofort Banking SOFORT_BANKING 0
WIRECARD * Euro-Cheque card ECCARD 13
WIRECARD * Giropay GIROPAY 0
WIRECARD * Maestro MAESTRO 30
WIRECARD * MasterCard MASTERCARD 7
WIRECARD * SEPA DIRECT DEBIT SDD 15
WIRECARD * Visa VISA 7
WIRECARD * Visa Electron VISA_ELECTRON 7
WIRECARD * VPay VPAY 7

* Subject to availability via your financial institution.