“Frictionless” flow

In frictionless flow (without interaction with the buyer), based on the received information, the issuer can determine:
  • That no additional authentication is required.
    The payment gateway proceeds with the payment and issues the authorization request.
  • That the analyzed information does not provide the authorization to proceed with the payment.
    In this case, the payment gateway notifies the merchant website and the buyer about the payment rejection and redirects the buyer to the merchant website.