Transmitting merchant preferences

IMPORTANT
This functionality will only be available once 3DS2 has been enabled for your MID.

With 3DS2, the merchant must be able to indicate his or her preferences regarding strong authentication of the buyer. This functionality is not subject to any options.

Use the vads_threeds_mpi field to transmit your preferences:
Value Description
missing or empty or 0 Management of 3DS authentication delegated to the payment gateway (domain, provider, shop configuration).
  • 3DS1: Forced 3DS1 authentication.
  • 3DS2: The gateway sends the NO PREFERENCE value to the issuer.
1 Deprecated.
2
  • 3DS1: Disabled 3DS authentication.

    Requires the “Selective 3D Secure” option.

    By using this value, you expose yourself to “Soft decline” refusals.

  • 3DS2: NO CHALLENGE REQUESTED Allows to request authentication without interaction (frictionless) only in the case where:
    1. The payment is made in euro, in the area of application of the DSP2.
    2. The eligible amount is lower than €30.

    The merchant loses the payment guarantee if the request is accepted.

    In all the other cases, the value transmitted to the issuer will be NO PREFERENCE.

3
  • 3DS1: Forced 3DS1 authentication.
  • 3DS2: CHALLENGE REQUESTED: 3DS Requestor Preference Allows to request strong authentication for the transaction.
4
  • 3DS1: Forced 3DS1 authentication.
  • 3DS2: CHALLENGE REQUESTED: mandate Allows to indicate that, due to regulatory reasons, strong authentication is required for the transaction.
5
  • 3DS1: Forced 3DS1 authentication.
  • 3DS2: NO PREFERENCE: Allows to indicate to the DS that the merchant does not have a preference. If the issuer decides to perform an authentication without interaction (frictionless), the payment will be guaranteed.