vads_threeds_mpi

Description
This field is taken into account only if the store has the “Selective 3D Secure” option.
  • in 3DS1: Enables/disables the 3DS1 process during an e-commerce payment.
    IMPORTANT
    This functionality will no longer be available after the implementation of 3DS2.

    As of September 2020, issuers can refuse the transaction if 3D Secure authentication has not been performed.

    This behavior is called “Soft Decline”.

    To reduce the number of rejected payments, the payment gateway automatically makes a new payment attempt with 3D Secure authentication, when possible.

  • in 3DS2: Indicates the merchant’s desire to challenge the buyer with a strong authentication during a payment. The final decision to perform strong authentication is made by the issuer.

Input field.

Format n1
Error code 50

Possible values

Value Description
missing or empty or 0 Management of 3DS authentication delegated to the payment gateway (domain, provider, shop configuration).
  • 3DS1: Forced 3DS1 authentication.
  • 3DS2: The gateway sends the NO PREFERENCE value to the issuer.
1 Deprecated.
2
  • 3DS1: Disabled 3DS authentication.

    Requires the “Selective 3D Secure” option.

    By using this value, you expose yourself to “Soft decline” refusals.

  • 3DS2: NO CHALLENGE REQUESTED Allows to request authentication without interaction (frictionless) only in the case where:
    1. The payment is made in euro, in the area of application of the DSP2.
    2. The eligible amount is lower than €30.

    The merchant loses the payment guarantee if the request is accepted.

    In all the other cases, the value transmitted to the issuer will be NO PREFERENCE.

3
  • 3DS1: Forced 3DS1 authentication.
  • 3DS2: CHALLENGE REQUESTED: 3DS Requestor Preference Allows to request strong authentication for the transaction.
4
  • 3DS1: Forced 3DS1 authentication.
  • 3DS2: CHALLENGE REQUESTED: mandate Allows to indicate that, due to regulatory reasons, strong authentication is required for the transaction.
5
  • 3DS1: Forced 3DS1 authentication.
  • 3DS2: NO PREFERENCE: Allows to indicate to the DS that the merchant does not have a preference. If the issuer decides to perform an authentication without interaction (frictionless), the payment will be guaranteed.
Category 3DS authentication