List of authorization request return codes

The return codes of the authorization request are returned by the issuing bank (if available).

Codes returned on the CB network:
Value Description Grounds of fraud Value Description Grounds of fraud
00 Approved or successfully processed transaction   38 Expired card  
02 Contact the card issuer   41 Lost card YES
03 Invalid acceptor YES 43 Stolen card YES
04 Keep the card YES 51 Insufficient balance or exceeded credit limit  
05 Do not honor YES 54 Expired card YES
07 Keep the card, special conditions YES 55 Incorrect secret code  
08 Confirm after identification   56 Card absent from the file YES
12 Invalid transaction YES 57 Transaction not allowed for this cardholder YES
13 Invalid amount YES 58 Transaction not allowed for this cardholder  
14 Invalid cardholder number YES 59 Suspected fraud YES
15 Unknown issuer YES 60 The acceptor of the card must contact the acquirer  
17 Canceled by the buyer   61 Withdrawal limit exceeded  
19 Retry later   63 Security rules unfulfilled YES
20 Incorrect response (error on the domain server)   68 Response not received or received too late  
24 Unsupported file update   75 Number of attempts for entering the secret code has been exceeded  
25 Unable to locate the registered elements in the file   76 The cardholder is already blocked, the previous record has been saved YES
26 Duplicate registration, the previous record has been replaced   90 Temporary shutdown  
27 File update edit error   91 Unable to reach the card issuer  
28 Denied access to file   94 Duplicate transaction  
29 Unable to update   96 System malfunction  
30 Format error   97 Overall monitoring timeout.  
31 Unknown acquirer company ID YES 98 Server not available, new network route requested  
33 Expired card YES 99 Initiator domain incident  
34 Suspected fraud YES