3D Secure v2: how to increase the frictionless rate?

In order to allow the card issuer to determine the risk of a transaction, it is recommended to transmit as much information as possible upon payment.

The more information issuers have about the cardholders’ habits, the more they will be able to offer frictionless authentication.

When all the operators are operational, it will be possible to transmit complementary information in order to increase the chances of a frictionless payment.

  • The use of these fields is optional. In any case, it is the issuing bank that decides if strong authentication must be performed.
  • This is a non-exhaustive list and it will be completed in the future.

Here is the list of fields corresponding to your implementation: