SEPA payment

To use this payment method, the merchant must:

Conclude an EBICS T recurring payment contract with his or her bank or ask for a new EBICS user to be created for his or her existing EBICS connection.
Warning:

The EBICS TS protocol is not supported by the payment gateway.
Select the Payment by SEPA Direct Debit option via the gateway.
Communicate the ICS to the payment gateway.
Send a request for direct debit file validation process to the bank.

Module option
Activation	In order to enable the payment methodSEPAselect Enabled. By default, this option is Disabled. Activation redirects the buyer directly to the payment pageSEPA. However, this payment method can also appear on the payment page if the buyer selects the standard payment (if there are no restrictions in General configuration > Card Types).
Payment method title	This option allows you to define the title of the payment method. The buyer will see this title when choosing a payment method. If your shop is available in several languages, a drop-down list will appear to the right of the method title. Changing the language allows you to enter a different title in each language.
Order	If you offer several payment methods, enter a number in the Sort order field to determine the position of this payment method. The payment methods appear in ascending order according to the Sort order value.
Logo	Click the Browse button to access your hard drive and thus select the logo of your choice to modify it. The buyer will see this logo when choosing a payment method.

Restrictions
Supported countries	Configure the countries for which the payment method is available: All countries: the payment method is available for all countries. Specific countries: after choosing this option, the list of Authorized countries appears. Press and hold “`Ctrl`” and select the countries of your choice from the list of Authorized countries.
Minimum amount	This field defines the minimum amount for which you wish to offer this payment method. By defining a minimum amount for ALL GROUPS, the payment method will not be enabled for users with a smaller shopping cart amount. It is also possible to define a minimum amount for each customer group in your shop.
Maximum amount	This field defines the maximum amount for which you do not wish to offer this payment method. By defining a minimum amount for ALL GROUPS, the payment method will not be enabled for users with a greater shopping cart amount. It is also possible to define a maximum amount for each customer group in your shop.

Restrictions

Supported countries

Configure the countries for which the payment method is available:

All countries: the payment method is available for all countries.
Specific countries: after choosing this option, the list of Authorized countries appears. Press and hold “Ctrl” and select the countries of your choice from the list of Authorized countries.

Minimum amount

This field defines the minimum amount for which you wish to offer this payment method.

By defining a minimum amount for ALL GROUPS, the payment method will not be enabled for users with a smaller shopping cart amount.

It is also possible to define a minimum amount for each customer group in your shop.

Maximum amount

This field defines the maximum amount for which you do not wish to offer this payment method.

By defining a minimum amount for ALL GROUPS, the payment method will not be enabled for users with a greater shopping cart amount.

It is also possible to define a maximum amount for each customer group in your shop.

Payment page
Capture delay	Delay (in days) before the capture for this payment method. If you leave this field empty, the value configured in the General configuration section will be applied. If the Capture delay field of the General configuration is also empty, the value configured in the Merchant Back Office will be applied.
Validation mode	Validation mode for this payment method. *General configuration of the module:* Recommended value. Allows to apply the configuration defined in the General configuration section. *Back Office configuration:* Allows to use the configuration defined in the Merchant Back Office (menu: Settings > Shop > Configuration – section: validation mode) *Automatic:* This value indicates that the payment will be captured in the bank automatically without any action on the merchant’s part. *Manual:* This value indicates that the transactions will require manual validation by the merchant via the Merchant Back Office. Warning: if the transaction is not validated by the merchant before the expiration date, it will not be captured in the bank. Remember to configure the Instant Payment Notification rule on an operation coming from the Back Office to update the order status in Magento.

Payment page

Capture delay

Delay (in days) before the capture for this payment method.

If you leave this field empty, the value configured in the General configuration section will be applied.

If the Capture delay field of the General configuration is also empty, the value configured in the Merchant Back Office will be applied.

Validation mode

Validation mode for this payment method.

General configuration of the module: Recommended value.

Allows to apply the configuration defined in the General configuration section.

Back Office configuration:

Allows to use the configuration defined in the Merchant Back Office (menu: Settings > Shop > Configuration – section: validation mode)

Automatic:

This value indicates that the payment will be captured in the bank automatically without any action on the merchant’s part.

Manual:

This value indicates that the transactions will require manual validation by the merchant via the Merchant Back Office.

Warning: if the transaction is not validated by the merchant before the expiration date, it will not be captured in the bank.

Remember to configure the Instant Payment Notification rule on an operation coming from the Back Office to update the order status in Magento.

Payment options
SEPA direct debit mode	Select the SEPA direct debit mode: One-off SEPA direct debit: The signed mandate applies to a single direct debit. Register a recurring SEPA mandate with direct debit: The signed mandate allows for a series of direct debits, a payment is created when the mandate is registered. Register a recurring SEPA mandate without direct debit: The signed mandate allows for a series of direct debits, no payments are created when the mandate is registered. This mode is set to One-Off SEPA direct debit by default. The Payment by identifier option must be enabled for your shop if you want to use the second and third cases.

Payment options

SEPA direct debit mode

Select the SEPA direct debit mode:

One-off SEPA direct debit: The signed mandate applies to a single direct debit.
Register a recurring SEPA mandate with direct debit: The signed mandate allows for a series of direct debits, a payment is created when the mandate is registered.
Register a recurring SEPA mandate without direct debit: The signed mandate allows for a series of direct debits, no payments are created when the mandate is registered.

This mode is set to One-Off SEPA direct debit by default.

The Payment by identifier option must be enabled for your shop if you want to use the second and third cases.

Once you have completed the configuration, click Save.

WARNING: In the Magento Back Office, the payment will be displayed with the “Pending funds transfer” status. As opposed to payment by credit card, the final stage of a transaction for SEPA payments is when the payment is reconciled with the merchant’s bank account.

The merchant will have to check that their account has been credited with this payment. The merchant will then be able to update the order status in the Magento Back Office to “Accepted payment”.

Categories

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SEPA payment