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Functional guides

3DS1 - Card not enrolled

To test this scenario, use one of the card numbers below:

CARD Expiry date Label
4970100000000048 To be chosen VISA
5970100300000042 To be chosen MASTERCARD
378283000000003 To be chosen AMEX

Exchange flow

1. Initial call to the PCI/Charge/CreateToken service with a 3DS1 non-enrolled card.

{
  "currency": "EUR",
  "orderId": "myOrderId-448631",      
  "paymentForm": {
    "expiryMonth": "11",
    "expiryYear": "2027",    
    "pan": "4970100000000048",
    "securityCode":"123"
  },
  "customer":{
      "email":"sample@example.com",
      "reference":"myCustomerRef-123456"
  },
  "device": {
    "acceptHeader": "text/html",
    "colorDepth": "32",
    "deviceType": "BROWSER",
    "ip": "69.89.31.226",
    "javaEnabled": true,
    "language": "FR",
    "screenHeight": "768",
    "screenWidth": "1258",
    "timeZoneOffset": "-120",
    "userAgent": "Mozilla/5.0 (Windows NT 6.1; Win64; x64; rv:47.0) Gecko/20100101"
  }  
}

2. Return from the payment gateway server with the final result (cardholder not enrolled).

{
    "webService":"PCI/Charge/CreateToken",
    "version":"V4",
    "applicationVersion":"5.30.0",
    "status":"SUCCESS",
    "answer":{
        "shopId":"12345678",
        "orderCycle":"CLOSED",
        "orderStatus":"PAID",
        "serverDate":"2021-12-08T14:10:29+00:00",
        "orderDetails":{
            "orderTotalAmount":0,
            "orderEffectiveAmount":0,
            "orderCurrency":"EUR",
            "mode":"TEST",
            "orderId":null,
            "metadata":null,
            "_type":"V4/OrderDetails"
        },
        "customer":{
            "billingDetails":{
                "address":null,
                "category":null,
                "cellPhoneNumber":null,
                "city":null,
                "country":null,
                "district":null,
                "firstName":null,
                "identityCode":null,
                "language":"FR",
                "lastName":null,
                "phoneNumber":null,
                "state":null,
                "streetNumber":null,
                "title":null,
                "zipCode":null,
                "legalName":null,
                "_type":"V4/Customer/BillingDetails"
            },
            "email":"sample@example.com",
            "reference":"myCustomerRef-123456",
            "shippingDetails":{
                "address":null,
                "address2":null,
                "category":null,
                "city":null,
                "country":null,
                "deliveryCompanyName":null,
                "district":null,
                "firstName":null,
                "identityCode":null,
                "lastName":null,
                "legalName":null,
                "phoneNumber":null,
                "shippingMethod":null,
                "shippingSpeed":null,
                "state":null,
                "streetNumber":null,
                "zipCode":null,
                "_type":"V4/Customer/ShippingDetails"
            },
            "extraDetails":{
                "browserAccept":null,
                "fingerPrintId":null,
                "ipAddress":"185.244.73.2",
                "browserUserAgent":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/96.0.4664.45 Safari/537.36",
                "_type":"V4/Customer/ExtraDetails"
            },
            "shoppingCart":{
                "insuranceAmount":null,
                "shippingAmount":null,
                "taxAmount":null,
                "cartItemInfo":null,
                "_type":"V4/Customer/ShoppingCart"
            },
            "_type":"V4/Customer/Customer"
        },
        "transactions":[
            {
                "shopId":"12345678",
                "uuid":"427d5df1898648a899b8aef2c7872dc0",
                "amount":0,
                "currency":"EUR",
                "paymentMethodType":"CARD",
                "paymentMethodToken":"730a625268f643d488fcbc316d294e78",
                "status":"PAID",
                "detailedStatus":"ACCEPTED",
                "operationType":"VERIFICATION",
                "effectiveStrongAuthentication":"DISABLED",
                "creationDate":"2021-12-08T14:10:27+00:00",
                "errorCode":null,
                "errorMessage":null,
                "detailedErrorCode":null,
                "detailedErrorMessage":null,
                "metadata":null,
                "transactionDetails":{
                    "liabilityShift":"NO",
                    "effectiveAmount":0,
                    "effectiveCurrency":"EUR",
                    "creationContext":"VERIFICATION",
                    "cardDetails":{
                        "paymentSource":"EC",
                        "manualValidation":"NO",
                        "expectedCaptureDate":null,
                        "effectiveBrand":"VISA",
                        "pan":"497010XXXXXX0048",
                        "expiryMonth":11,
                        "expiryYear":2027,
                        "country":"FR",
                        "issuerCode":null,
                        "issuerName":"Banque de démo et de l'innovation",
                        "effectiveProductCode":"F",
                        "legacyTransId":"919628",
                        "legacyTransDate":"2021-12-08T14:10:27+00:00",
                        "paymentMethodSource":"TOKEN",
                        "authorizationResponse":{
                            "amount":null,
                            "currency":null,
                            "authorizationDate":null,
                            "authorizationNumber":null,
                            "authorizationResult":null,
                            "authorizationMode":"MARK",
                            "_type":"V4/PaymentMethod/Details/Cards/CardAuthorizationResponse"
                        },
                        "captureResponse":{
                            "refundAmount":null,
                            "refundCurrency":null,
                            "captureDate":null,
                            "captureFileNumber":null,
                            "effectiveRefundAmount":null,
                            "effectiveRefundCurrency":null,
                            "_type":"V4/PaymentMethod/Details/Cards/CardCaptureResponse"
                        },
                        "threeDSResponse":{
                            "authenticationResultData":{
                                "transactionCondition":null,
                                "enrolled":null,
                                "status":null,
                                "eci":null,
                                "xid":null,
                                "cavvAlgorithm":null,
                                "cavv":null,
                                "signValid":null,
                                "brand":null,
                                "_type":"V4/PaymentMethod/Details/Cards/CardAuthenticationResponse"
                            },
                            "_type":"V4/PaymentMethod/Details/Cards/ThreeDSResponse"
                        },
                        "authenticationResponse":{
                            "id":"0222bcbd-1ea6-464c-a304-9a81f7416f55",
                            "operationSessionId":"c021bb5990424f84a3766a9cacf7d144",
                            "protocol":{
                                "name":"THREEDS",
                                "version":"2.1.0",
                                "network":"VISA",
                                "challengePreference":"NO_PREFERENCE",
                                "simulation":true,
                                "_type":"V4/Charge/Authenticate/Protocol"
                            },
                            "value":{
                                "status":"NOT_ENROLLED",
                                "extension":{
                                    "authenticationType":"THREEDS_V1",
                                    "enrolled":"N",
                                    "_type":"V4/Charge/Authenticate/AuthenticationResultExtensionThreedsV1"
                                },
                                "_type":"V4/Charge/Authenticate/AuthenticationResult"
                            },
                            "_type":"V4/AuthenticationResponseData"
                        },
                        "installmentNumber":null,
                        "installmentCode":null,
                        "markAuthorizationResponse":{
                            "amount":0,
                            "currency":"EUR",
                            "authorizationDate":"2021-12-08T14:10:27+00:00",
                            "authorizationNumber":"3fe485",
                            "authorizationResult":"0",
                            "_type":"V4/PaymentMethod/Details/Cards/MarkAuthorizationResponse"
                        },
                        "cardHolderName":null,
                        "identityDocumentNumber":null,
                        "identityDocumentType":null,
                        "_type":"V4/PaymentMethod/Details/CardDetails"
                    },
                    "fraudManagement":{
                        "riskControl":[],
                        "riskAnalysis":[],
                        "_type":"V4/PaymentMethod/Details/FraudManagement"
                    },
                    "subscriptionDetails":{
                        "subscriptionId":null,
                        "_type":"V4/PaymentMethod/Details/SubscriptionDetails"
                    },
                    "parentTransactionUuid":null,
                    "mid":"1999888",
                    "sequenceNumber":1,
                    "taxAmount":null,
                    "preTaxAmount":null,
                    "taxRate":null,
                    "externalTransactionId":null,
                    "nsu":null,
                    "tid":"001",
                    "acquirerNetwork":"CB",
                    "taxRefundAmount":null,
                    "userInfo":"API REST",
                    "paymentMethodTokenPreviouslyRegistered":null,
                    "occurrenceType":"RECURRENT_INITIAL",
                    "_type":"V4/TransactionDetails"
                },
                "_type":"V4/PaymentTransaction"
            }
        ],
        "subMerchantDetails":null,
        "_type":"V4/Payment"
    },
    "ticket":"6c372c9d2f804d2b8591964a8fc5f0c3",
    "serverDate":"2021-12-08T14:10:29+00:00",
    "applicationProvider":"",
    "metadata":null,
    "mode":"TEST",
    "serverUrl":"https://api.systempay.fr",
    "_type":"V4/WebService/Response"
}
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25.20-1.11