Response codes of an authorization request (authorizationResponse.result)

Table 1. Return codes specific to the CB network
Value Description Grounds of fraud Value Description Grounds of fraud
0 Approved or successfully processed transaction   38 Expired card  
2 Contact the card issuer   41 Lost card YES
3 Invalid acceptor YES 43 Stolen card YES
4 Keep the card YES 51 Insufficient balance or exceeded credit limit  
5 Do not honor YES 54 Expired card YES
7 Keep the card, special conditions YES 55 Incorrect secret code  
8 Confirm after identification   56 Card absent from the file YES
12 Invalid transaction YES 57 Transaction not allowed for this cardholder YES
13 Invalid amount YES 58 Transaction not allowed for this cardholder  
14 Invalid cardholder number YES 59 Suspected fraud YES
15 Unknown issuer YES 60 The acceptor of the card must contact the acquirer  
17 Canceled by the buyer   61 Withdrawal limit exceeded  
19 Retry later   63 Security rules unfulfilled YES
20 Incorrect response (error on the domain server)   68 Response not received or received too late  
24 Unsupported file update   75 Number of attempts for entering the secret code has been exceeded  
25 Unable to locate the registered elements in the file   76 The cardholder is already blocked, the previous record has been saved YES
26 Duplicate registration, the previous record has been replaced   90 Temporary shutdown  
27 File update edit error   91 Unable to reach the card issuer  
28 Denied access to file   94 Duplicate transaction  
29 Unable to update   96 System malfunction  
30 Format error   97 Overall monitoring timeout.  
31 Unknown acquirer company ID YES 98 Server not available, new network route requested  
33 Expired card YES 99 Initiator domain incident  
34 Suspected fraud YES      

Table 2. Codes returned by the GICC network
Code Description
0 Approved or completed successfully
2 Call Voice-authorization number; Initialization Data
3 Invalid merchant number
4 Retain card
5 Authorization declined
10 Partial approval
12 Invalid transaction
13 Invalid amount
14 invalid card
21 No action taken
30 Format Error
33 Card expired
34 Suspicion of Manipulation
40 Requested function not supported
43 Stolen Card, pick up
55 Incorrect personal identification number
56 Card not in authorizer's database
58 Terminal ID unknown
62 Restricted Card
78 Stop payment order
79 Revocation of authorization order
80 Amount no longer available
81 Message-flow error
91 Card issuer temporarily not reachable
92 The card type is not processed by the authorization center
96 Processing temporarily not possible
97 Security breach - MAC check indicates error condition
98 Date and time not plausible
99 Error in PAC encryption detected
Table 3. Codes returned by AMEX Global acquirer
Code Description
000 Approved
001 Approved with an ID
002 Partial approval (Prepaid Cards only)
100 Rejected
101 Expired card / Invalid expiry date
106 Exceeded PIN entry attempts
107 Please Call Issuer
109 Invalid merchant
110 Invalid amount
111 Invalid account / Invalid MICR (Travelers Cheque)
115 Requested function not supported
117 Invalid PIN
119 Cardholder not enrolled / not allowed
122 Invalid card security code (a.k.a., CID, 4DBC, 4CSC)
125 Invalid effective date
181 Format error
183 Invalid currency code
187 Deny — New card issued
189 Deny - Account canceled
200 Deny — Pick up card
900 Accepted - ATC Synchronization
909 System malfunction (cryptographic error)
912 Issuer not available